this is your journey
Mortgage Renewal
Navigating the path of mortgage renewal can feel like charting a new course through familiar waters.
At a Glance
What is a Mortgage Renewal?
A mortgage renewal is a pivotal moment in your homeownership journey— it’s the process of re-negotiating the terms of your mortgage loan at the end of your current term. It’s a golden opportunity to reassess your needs, explore new options, and secure terms that better suit your current situation.
Whether you’re a seasoned homeowner or this is your first time renewing, understanding the process is key to making choices that align with your financial goals.
We’re dedicated to simplifying that journey, ensuring you have all the information and support you need for a seamless and advantageous mortgage renewal experience.
The Mortgage Renewal Process
Typically, your current lender will send you a renewal offer 21 to 30 days before your term ends. But why wait? We recommend starting your renewal process 4-6 months in advance to give yourself ample time to explore the best options.
Reflect on changes in your financial situation, your future goals, and how your mortgage can be tailored to support these aspirations.
Don’t feel confined to your current lender. Shopping around can uncover competitive rates and terms that better fit your current situation.
Armed with knowledge, negotiate with lenders to secure the best possible deal. Remember, every aspect of your mortgage is negotiable.
Once you’ve explored your options and crunched the numbers, it’s time to make a decision. Whether you decide to stay with your current lender or move to a new one, ensure that your new mortgage aligns with your financial goals.
Why renew with us?
We understand that a mortgage is not just a loan; it’s a crucial part of your financial well-being. Our team is here to guide you through the renewal process, offering personalized advice and access to competitive rates and terms. With us, you’re not just renewing your mortgage; you’re renewing your commitment to a financially secure future. The best part, we are free to use!
Ready to Start Your Renewal Journey?
Contact us today to explore your options and discover how we can help you achieve your dreams with the best mortgage renewal!